Friday, April 30, 2010

Making Changes in Life

Today I met with my stockbroker. I have used her for 25 years and I have liked her. My problem is she has an assistant who is not always accurate. I find at this time the assistant will no longer answer my questions. As a result my broker has suggested that she has no other assitant, and I should interview another broker. It seems she is willing to lose a customer rather than replace her inaccurate assitant.

I will do my homework to find an alternative. I will write to her manager to explain why I am forced to make a change. Sometimes life has surprises. Move on!

Fancy Nancy says, Document your complaints for future reference! Then you have some proof to protect yourself

Wednesday, April 28, 2010

New Information About Real Estate

Last week I researched an investment condo. I did a lot of homework and soon learned that it is not the price of the condo that is expensive, it is the closing costs, interest expense, and condo fees that add up. As a result, I decided not to bid since the costs were too high.

The research was time consuming, but I learned lots of things. I interviewed a real estate lawyer, and he was not for me. Instead of protecting the client, he was only protecting himself. He gave me very poor advice, and I quickly told him that we could never work together. He asked for an outrageous fee for a P and S ( Purchase and Sale Agreement). In fact there is no required amount by law and any amount would work. The money would go into his escrow account with no interest. I have a valid real estate license , and I am glad that I know the law. There are a lot of scams in real estate even right now.

Fancy Nancy says: Do your homework before you buy! Research pays off.

Tuesday, April 27, 2010

Getting Ready to Relocate

We only have a few weeks left before we relocate to Rhode Island. I have been trying to handle some business items. I find that you really have to keep your own good records since often the banks do make errors.

Yesterday I was at a different bank and when I asked for a total amount that I had in the bank, they gave me the wrong figures. Today I called them and checked with a different person, and it was correct.

This is the second Florida bank that was inaccurate. It seems that the representatives do not have the total figures for accounts online. Once they are required to add the amounts even with a calculator, they make errors. You , the customer have to then prove they are wrong. As a result , you become your best representative. You must have proof for them to correct your records.

Perhaps the banks should pay us for training their staff.

Fancy Nancy Sees a New Career Training Inaccurate Bankers!

Sunday, April 25, 2010

A Nice Day Trip to Sarasota

Today we took a ride to Sarasota. Marty used to live there so he told me about all the changes in the area. It takes two hours each way from Naples to Sarasota.

Tomorrow I have a busy schedule and I am glad to be feeling better after the dental surgery. The best part was the IV sedation. It was much easier on the patient for an extraction being put out.

Fancy Nancy is Feeling Better!

Saturday, April 24, 2010

Warm Weather, A Swim and An Interesting New Place

Today I enjoyed taking a swim. Due to recuperation from surgery,I had not been exercising. Today I felt okay and enjoyed our lovely condo pool.

This evening we took a ride to Marco Island and discovered a lovely develpment overlooking the water. There was a charming walkway with fabulous boats nearby, and we even enjoyed a treat at Starbucks. A fun discovery.

One more class this week, and then my teaching in Florida is over. I have to turn in my course proposals for next year. I meet lots of interesting people in my classes.

Fancy Nancy is Feeling Better. Thank Goodness!

Friday, April 23, 2010

Thank Goodness The Tooth is Gone!

I had an excellent surgeon remove my tooth in a new way for me. He used an IV and I was not awake during the extraction. When I woke up an hour later , the tooth was gone. Once the tooth was out the pain started to leave me as well.

I really liked having the IV since it was much easier on me. I will have to see if they do this in Rhode Island as well. Since I will need more surgery, I will to search for a Rhode Island dentist who does the same procedure .

Last night I was even able to go to a movie. A tooth problem can really interupt your activities. When you are in pain, all you want is relief. I am again a Happy Fancy Nancy.

Fancy Nancy says, Try to Find Pain Free Dentistry.

Tuesday, April 20, 2010

The Golden Tooth Award

My friend just wrote to me. She suggested I get the Golden Tooth Award. I agree! Tomorrow at 8am I am having dental surgery. They will extract either one or two teeth. I have no choice since I am in pain and I have an abcess in one tooth. My teeth will be my undoing. I am my dentist's pension plan. I hope the surgery goes well, and they have to give me general anaesthesia since the procedure means drilling through a dental bridge. Not fun for Fancy Nancy.

Good Luck Nancy with Dental Surgery!